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COST Of Living In HELSINKI Finland 2024 (Budget Guide)

Cost of Living in Helsinki Finland

What is the Cost of Living in Helsinki Finland Introduction

Hey Friends! The Cost Of Living In Helsinki Finland Costs around $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month for a STRICT budget vs a LUXURY budget.

Welcome to Your Comprehensive Guide on the Cost of Living in Helsinki, Finland!

Imagine yourself in a city where rich heritage, stunning architecture, and delectable cuisine merge seamlessly to create a captivating experience. This is Helsinki, Finland, and in this guide, we will be your compass to navigate the cost of living in this enchanting city.

What You’ll Discover in This Guide:

  • Gain in-depth knowledge about the cost of living in Helsinki, Finland covering crucial aspects like housing, transportation, utilities, groceries, entertainment, and health insurance.
  • Access informative charts, invaluable tips, and engaging videos, tailored to your preferences, helping you plan your life within a budget ranging from $1,228.75 to $9,082.50 (€1,105.50 to €8,006.25) per month.
  • Uncover exhilarating outdoor activities suitable for both adventure enthusiasts and those seeking tranquility.
  • Find local resources and rental websites to secure reasonably priced accommodations.
  • Benefit from information sourced from official data, statistics, governmental agencies, and trusted tourism organizations.
  • Receive guidance for a seamless transition, including essential health-related insights.

Your Guide’s Mission:

Our mission is to ensure you can:

  • Relish the best of Helsinki, even on a budget.
  • Explore exciting activities and savor local cuisine.
  • Access trustworthy information for a smooth transition.
  • Manage your finances wisely with expert budgeting advice.
  • Cultivate a content and secure life in this enchanting Finnish city.

With just $2,000 per month, you can lead a comfortable life in Helsinki, Finland.

By the end of this guide, you’ll be well-equipped to enjoy Helsinki’s charms while making informed financial decisions. Whether you’re a Digital Nomad, expat, student, retiree, or simply intrigued by Helsinki, we’re here to assist you.

Experience Living in Helsinki, Where the Cost of Living in Helsinki Ranging from $1,228.75 to $9,082.50 (€1,105.50 to €8,006.25) per Month.

In the upcoming articles, we’ll go into detail about the cost of living in specific Finnish cities in Finland like Helsinki, Tampere, Turku.


Table Of Contents

Table of Contents hide

Cost Of Living in Helsinki Finland Quick Facts, Key Takeaways, Statistics, Data

Cost of Living in Helsinki Finland Quick Facts, Statistics, Data

A breakdown of some key expenses: Total Monthly Cost of Living in Helsinki Finland ranges from $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month.

Here are some quick facts about the cost of living in Helsinki Finland:

  • For all expenses, and if you budget correctly, you can expect to spend $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month for all expenses.
  • The average monthly salary before taxes in Helsinki Finland is approximately:
    • €3,500 per month
    • $3,710 per month
    • €42,000 per year
    • $44,520 per year
    • The monthly rent, food budget, housing expenses, and transportation options in Helsinki Finland can all be determined based on your budget.
  • To maintain the same standard of life with $10,000 USD in New York City, an estimated $4,620 USD (EUR 4,000) is needed in Helsinki Finland.
  • On average, the cost of living in Helsinki Finland is 50% cheaper than in New York City, United States.
  • On average, rent in Helsinki Finland is 69% lower than in New York City, New York, USA.
  • The cost of rent in Helsinki Finland ranges from $740 – $3,320 Per month in USD.
  • Average Monthly Rent in Helsinki Finland:
    • Studio Apartment: $740 – $1,000
    • 1 Bedroom Apartment: $1,000 – $1,500
    • 2 Bedroom Apartment: $1,300 – $2,000
    • 3 Bedroom Apartment: $1,800 – $2,500
    • Rent is higher in major cities like Helsinki and lower in smaller towns.
  • Grocery Costs in Helsinki Finland:
    • $210 – $500 per month for one person
    • 400 – $600 per month for a couple
    • Groceries at markets like K-Supermarket and S-Market.
  • Transportation Expenses in Helsinki Finland:
    • Public Transit: $52 – $100 per month
    • Taxi: $100+ per day
    • Car Rental: $300 – $500 per month
    • Gas: $1.50 – $2.00 per liter
  • Utilities in Helsinki Finland:
    • Electricity: $71 – $150 per month
    • Heating: $62 – $120 per month
    • Water: $23 – $40 per month
    • Higher utility use during cold winters.
  • Internet and Communication in Helsinki Finland:
    • Home Wifi: $20 – $50 per month
    • Mobile Phone (unlimited data): $20 – $40 per month
    • Providers include Telia, Elisa, DNA.
  • Healthcare in Helsinki Finland:
    • Public healthcare through national insurance
    • Private insurance: $100 – $250 per month
  • Entertainment in Helsinki Finland:
    • Eating out: $20 – $50 per meal
    • Movies: $15 – $20 per ticket
    • Concerts: $40 – $100 per ticket
    • Activities: Hiking, skiing, boating, often free or low-cost
  • Currency Exchange Rate:
    • 1 EUR = 1.06 USD
    • 1 USD = 0.93 EUR
  • Minimum Wage in Helsinki Finland:
    • €10.20 per hour ($10.85 USD)
    • €1,736 per month ($1,840 USD)
  • Housing Market Trends in Helsinki Finland:
    • Increased urbanization to cities like Helsinki
    • New construction focused on affordable apartments
    • Rising costs, especially in major metro areas
  • Tourist Spending in Helsinki Finland:
    • Average per day: $100 – $250
    • Hotel night: $102 – $300
    • Meals: $41 – $80 per day
    • Activities: $52 – $150+ per day

Our Personal Costs of Living in Helsinki Finland: Table of Expenses Breakdown 2024

Here’s a detailed breakdown of our monthly cost of living in Helsinki Finland, including rent, utilities, gym, food, transportation, entertainment, and health insurance:

Here’s a breakdown of our monthly expenses while living in Helsinki Finland:

Our Monthly Cost of Rent and Accommodation in Helsinki, Finland

My partner and I pay around $1,100 – $2,200 (€916.30 – €1,833.40) per month for our 2-bedroom apartment rental in the Punavuori neighborhood of Helsinki. We chose this area for its central location and liveliness.

While rents are higher than outer neighborhoods, we save money by sharing a flat and can walk or take quick metro rides around the city. Our unit has nice amenities like a balcony, dishwasher and building laundry.

Our Monthly Cost of Utilities in Helsinki, Finland

We budget $110 – $220 (€91.63 – €183.34) per month for utilities including electricity, heat and water in our Helsinki apartment. We conserve energy by turning down thermostats, using LED lights, taking shorter showers and running full loads of laundry.

This keeps our utilities affordable. We also appreciate the reliability of Helsinki’s utilities.

Our Gym Cost per Month in Helsinki, Finland

Our gym membership at a local community fitness center costs $33 – $77 (€27.50 – €64.13) per month. We chose this affordable gym within walking distance of our flat.

It has weights, cardio equipment, group classes and a monthly pool pass included. Exercising outdoors like jogging by the harbor or swimming in summer also helps us stay active without added gym costs. and we also go to a MMA and Jiu Jitsu Gym.

Our Monthly Cost of Food and Groceries in Helsinki, Finland

We spend around $330 – $550 (€275.82 – €458.89) each month at Helsinki grocery stores and markets for items like produce, dairy, meats, fish and Finnish staples.

Cooking at home saves money but we also budget eating out 1-2 times a week. Local cafes offer cozy brunches and lunches at fair prices. We enjoy trying new restaurants but stick to mid-range options.

Our Monthly Cost of Transportation in Helsinki, Finland

Using Helsinki’s public transit system of metro, trams, ferries and buses costs us $88 – $165 (€73.45 – €137.75) per month. Monthly transit passes are affordable and convenient for getting around the city.

We walk as much as possible to save money and get exercise. For longer regional trips, we may rent a car or book an inexpensive flight within Finland or Europe.

Our Monthly Cost of Activities and Things To Do in Helsinki, Finland

We spend $165 – $330 (€137.75 – €275.50) monthly on entertainment and activities in Helsinki like museum visits, concerts, sports events, hiking day trips, and drinks out with friends.

Free events and attractions help us save money. In summer, we enjoy the outdoors at parks and beaches. Winters offer unique seasonal fun too!

Our Monthly Cost of Health Insurance in Helsinki, Finland

As expats in Finland, we pay $110 – $220 (€91.63 – €183.34) per month for international health insurance from SafetyWing. This gives us affordable access to Finnish healthcare.

Our Total Monthly Cost of Living in Helsinki, Finland

In total, Our Total Monthly Cost Of Living in Helsinki, Finland range from $1,936 – $3,652 (€1,612.08 – €3,215.25) per month. This covers a comfortable lifestyle for our two-person household.

Helsinki offers abundance at a reasonable price if you budget wisely and take advantage of free public services and events. We absolutely love getting to call this amazing Scandinavian city home!

Here is a table of Expenses of Our Cost of living in Helsinki Finland:

Our Monthly Cost of Living in Helsinki FinlandCost in USDCost in EUR (EUR)
Our Monthly Cost of Rent and Accommodation In Helsinki Finland$1,100 – $2,200€916.30 – €1,833.40
Our Monthly Cost of Utilities In Helsinki Finland$110 – $220€91.63 – €183.34
Our Gym Cost per month In Helsinki Finland$33 – $77€27.50 – €64.13
Our Monthly Cost of Food and Groceries In Helsinki Finland$330 – $550€275.82 – €458.89
Our Monthly Cost of Transportation In Helsinki Finland$88 – $165€73.45 – €137.75
Our Monthly Cost of Activities and Things To Do In Helsinki Finland$165 – $330€137.75 – €275.50
Our Monthly Cost of Health Insurance In Helsinki Finland$110 – $220€91.63 – €183.34
Our Monthly Cost of Living in Helsinki Finland Total$1,936 – $3,652€1,612.08 – €3,215.25

Monthly Cost of Living in Helsinki Finland Cost Of Rent, Groceries, Transportation, Healthcare Breakdown: $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month

Monthly Cost of Living in Helsinki Finland

You can live in Helsinki Finland, for around $1,228 a month for all expenses on a tight budget or $9,082 a month if you want to live much more luxuriously. The Cost of living in Helsinki Finland is from $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month.

The following is a breakdown of the average cost of living in Helsinki Finland:

Cost of Studio Apartment Rent in Helsinki, Finland

Renting a studio apartment in Helsinki ranges from $735 – $1,575 (€661.50 – €1,417.50) per month depending on location.

When choosing housing, balance location, amenities and your budget. Utilize public transit to access downtown from affordable outer neighborhoods. Consider a flatshare to save money. Look at the floor plan and energy rating when comparing units.

Cost of One Bedroom Apartment Rent in Helsinki, Finland

One bedroom apartments in Helsinki run $1,050 – $2,310 (€945 – €2,082) monthly.

When choosing housing, balance location, amenities and your budget. Utilize public transit to access downtown from affordable outer neighborhoods. Consider a flatshare to save money. Look at the floor plan and energy rating when comparing units.

Cost of Two Bedroom Apartment Rent in Helsinki, Finland

Two bedroom apartments in Helsinki cost $1,365 – $3,150 (€1,233.50 – €2,430.50).

When choosing housing, balance location, amenities and your budget. Utilize public transit to access downtown from affordable outer neighborhoods. Consider a flatshare to save money. Look at the floor plan and energy rating when comparing units.

Cost of Three Bedroom Apartment Rent in Helsinki, Finland

For three bedroom apartments in Helsinki, expect rents of $1,890 – $4,725 (€1,701.50 – €4,267.50).

When choosing housing, balance location, amenities and your budget. Utilize public transit to access downtown from affordable outer neighborhoods. Consider a flatshare to save money. Look at the floor plan and energy rating when comparing units.

Cost of Utilities in Helsinki, Finland

Basic utilities like electricity, heating and water in Helsinki add $105 – $262.50 (€94.50 – €236.25) per month for a typical apartment. Conserving energy and resources can help lower utility bills. Contact providers to discuss billing and pricing options.

Cost of Mobile Phone and Internet in Helsinki, Finland

A prepaid mobile SIM card with unlimited data starts around $21 – $52.50 (€18.90 – €47.25) monthly in Finland. Home internet via cable or fiber costs $26.25 – $52.50 (€23.63 – €47.25) per month. Shop service providers for package promotions. Use free WiFi when available to minimize data usage.

Cost of Food in Helsinki, Finland

Individuals in Helsinki spend $210 – $1,050 (€189 – €945) on groceries and dining out each month. Buying local ingredients, cooking at home, and limiting food waste saves money. Mid-range restaurants offer affordable meals out while street food and cafes provide quick bite options.

Cost of Transportation in Helsinki, Finland

Public transportation via metro, tram, bus and ferry ranges from $52.50 – $1,050 (€47.25 – €945) monthly. Occasional taxi rides, rental cars, or shared bikes, scooters and motorcycles for short trips increase transport costs. Consider commute times when choosing housing location.

Cost of Health and Wellness in Helsinki, Finland

A gym membership averages $31.50 – $105 (€28.35 – €94.50) per month. Yoga, martial arts, massages and other wellness activities add to costs. Maintain fitness walking, running, and exercising at free outdoor parks.

Cost of Health Insurance in Helsinki, Finland

International private health insurance like SafetyWing can provide coverage starting around $47.25 – $262.50 (€42.75 – €236.25) monthly for expats in Finland. European plans with basic coverage are affordable options. Review policy details closely for any age, pre-existing condition or coverage exclusions.

Total Monthly Cost of Living in Helsinki, Finland

The Monthly Cost Of Living In Helsinki Finland ranges from $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month. Household size, lifestyle and housing preferences impact spending. Use public services, live centrally, shop smart and budget wisely to reduce expenses.

Here are some additional tips for reducing your cost of living in Helsinki Finland:

  • Live outside of the city center.
  • Cook at home instead of eating out and get groceries from the local markets and supermarkets.
  • Take advantage of public transportation.
  • Get a health insurance plan that covers international travel.
  • Be mindful of your spending and track your expenses.
  • By following these tips, you can save money and live comfortably in Helsinki Finland.

A great monthly budget for a single person living in Helsinki Finland is around $1,200 to $3,000 monthly.

The Cost of living in Helsinki Finland table below is an extensive poll of Digital Nomads, Expats, travelers, our personal experience living here, Locals, and Numbeo users who were used to put this table together.

Table of expenses Breakdown for the cost of living in Helsinki Finland per month:

Cost of Living in Helsinki Finland BreakdownCost Range in USD ($)Cost Range in EUR (€)
Cost of Rent (Studio apartment) in Helsinki Finland$735 – $1,575€661.50 – €1,417.50
Cost of Rent (1 bedroom apartment) in Helsinki Finland$1,050 – $2,310€945 – €2,082
Cost of Rent (2 bedroom apartment) in Helsinki Finland$1,365 – $3,150€1,233.50 – €2,430.50
Cost of Rent (3 bedroom apartment) in Helsinki Finland$1,890 – $4,725€1,701.50 – €4,267.50
Cost of Utilities (electricity, water) in Helsinki Finland$105 – $262.50€94.50 – €236.25
Cost of Mobile phone (unlimited data plan, Sim Card) in Helsinki Finland$21 – $52.50€18.90 – €47.25
Cost of Internet (wifi) in Helsinki Finland$26.25 – $52.50€23.63 – €47.25
Cost of Food (groceries, dining out, Local Finnish Food) in Helsinki Finland$210 – $1,050€189 – €945
Cost of Transportation (Public transport, Taxi, Scooter, car) in Helsinki Finland$52.50 – $1,050€47.25 – €945
Cost of Healthy activities (gym, martial arts, yoga, massages) in Helsinki Finland$31.50 – $105€28.35 – €94.50
Cost of Health insurance (SafetyWing, World Nomads, or Cigna Global and Local options) in Helsinki Finland$47.25 – $262.50€42.75 – €236.25
Total Monthly Cost Of Living In Helsinki Finland$1,228.75 – $9,082.50€1,105.50 – €8,006.25

The Exchange Rate is $1 USD is currently equal to .90 EUR (EUR) This estimate is based on a Strict Budget Vs. A luxury Budget in Helsinki Finland per Month! The Cost Of Living In Helsinki Finland makes it possible to Live For $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month or more, depending on your spending habits! Check out the Currency Converter.

Here is the Table of the monthly Cost of living Per Person in Helsinki Finland:

Cost of living Per Person in Helsinki FinlandCost of Living (Monthly) in USD ($)Cost of Living (Monthly) in EUR (€)
Cost of Living for a Single Person in Helsinki Finland$1,260 – $2,625€1,134 – €2,257
Cost of Living as a Couple in Helsinki Finland$2,100 – $3,990€1,890 – €3,591
Cost of Living for a Family of Four in Helsinki Finland$3,675 – $6,825€3,307.50 – €6,142.50

Average Cost of Living in Helsinki Finland: Table of Expenses

Average Cost of Living Expenses in Helsinki FinlandEstimated Cost Range in USDEstimated Cost Range in EUR
Average monthly rent for a studio$735 – $1,575€661.50 – €1,417.50
The average monthly cost for food and groceries$210 – $1,050€189 – €945
The average monthly cost of utilities$105 – $210€94.50 – €189
The average monthly cost of transportation$52.50 – $1,050€47.25 – €945
The total average monthly cost of living in Helsinki Finland$1,102.50 – $3,885€992.25 – €3,496.50
Cost of Living Expenses in Helsinki FinlandAverage Monthly Cost (USD)Average Monthly Cost (EUR)
Rent and Accommodation$945 – $3,150€850.50 – €2,835
Food and Groceries$315 – $630€283.50 – €567
Utilities$105 – $262.50€94.50 – €236.25
Public Transportation$52.50 – $105€47.25 – €94.50
Private Transportation (car ownership, fuel, etc.)$210 – $420€189 – €378
Healthcare$52.50 – $157.50€47.25 – €141.75
Entertainment$105 – $315€94.50 – €283.50
Clothing and Personal Items$52.50 – $105€47.25 – €94.50
Activities and Excursions$105 – $315€94.50 – €283.50

Cost of Housing and Rent In Helsinki Finland In-Depth Summary And Table of Expenses

Cost of Rent and Housing in Helsinki Finland

The cost of renting an apartment in Helsinki Finland varies widely between major cities and rural areas, as well as factors like size, amenities, and proximity to transit.

However, Helsinki Finland remains an affordable option compared to other European capitals. The average monthly rent for a centrally located one bedroom unit runs about $1000 – 2,000 USD.

Getting outside urban centers can provide significant savings, with prices as low as $700 per month for a studio. With reasonable rents and high quality of life, Helsinki Finland is an attractive choice for expats and students looking for a European experience.

Here is a breakdown of the average rent for different types of apartments in Helsinki Finland:

Cost of a Studio Apartment in the City Center in Helsinki, Finland

Small studio apartments located right in Helsinki’s downtown core average $945 – $1,890 (€850.50 – €1,701) per month. Studios in the city center provide excellent walkability to sights, restaurants, public transit and businesses. However, space is limited to a single room with combined living/sleeping area and kitchenette. Studios are best suited for single tenants looking for an affordable downtown base.

Cost of a Studio Apartment Outside the City Center in Helsinki, Finland

In residential neighborhoods outside Helsinki’s downtown, studios cost approximately $735 – $1,365 (€661.50 – €1,228.50) monthly. While studios in outer districts have more affordable rents, transit time to the city center is 15-30 minutes by metro, bus or bicycle. However, these areas provide more room and quieter surroundings. Studios outside the city core offer value for singles or couples seeking budget prices.

Cost of a 1 Bedroom Apartment in the City Center in Helsinki, Finland

One bedroom apartments in downtown Helsinki run $1,260 – $2,520 (€1,134 – €2,268) per month. City center one bedrooms feature separate living and sleeping spaces, which many find preferable. With shops and attractions nearby, one bedroom units are popular city living options for professionals and couples without children. The central location and amenities come at a prime price.

Cost of a 1 Bedroom Apartment Outside the City Center in Helsinki, Finland

$945 – $1,890 (€850.50 – €1,701) per month will rent a one bedroom apartment in Helsinki’s outer districts. Away from the most expensive central zones, areas like Käpylä or Lauttasaari provide one bedroom units with savings of $200+ versus downtown. Transit access and a bit more space appeal to budget-savvy singles or couples.

Cost of a 2 Bedroom Apartment in the City Center in Helsinki, Finland

Families and roommates often seek two bedroom units renting for $1,575 – $3,150 (€1,417.50 – €2,835) monthly in downtown Helsinki. Two bedrooms near the city center provide convenience to family activities and amenities. However, large affordable units are in short supply, pushing costs up for desirable locations.

Cost of a 2 Bedroom Apartment Outside the City Center in Helsinki, Finland

In residential districts outside downtown Helsinki, two bedroom apartments run $1,260 – $2,520 (€1,134 – €2,268) per month, a savings of $300+ versus city center units. Neighborhoods like Lauttasaari and Kalasatama have family friendly amenities while providing more living space for your money. A short commute provides access to downtown.

Cost of a 3 Bedroom Apartment in the City Center in Helsinki, Finland

Large three bedroom apartments in downtown Helsinki are $2,205 – $4,410 (€1,984.50 – €3,968) monthly. These coveted units suit families but are hard to find and expensive. Select downtown buildings feature 3 bedroom rentals but expect limited options and premium pricing for the location and size.

Cost of a 3 Bedroom Apartment Outside the City Center in Helsinki, Finland

In Helsinki’s outer neighborhoods, three bedroom units run $1,680 – $3,360 (€1,512 – €3,024) per month, which can accommodate families more affordably. Areas like Kontula, Myllypuro and Matinkylä offer ample 3 bedroom rentals with better value outside the pricey downtown zone. A short commute provides quick metro access to the city center when needed.

Cost of a Luxury Apartment in the City Center in Helsinki, Finland

Luxury living in downtown Helsinki commands top rents of $2,625 – $5,250 (€2,362.50 – €4,725) per month. Upscale buildings with amenities like gyms, pools, security and concierge service cater to affluent tenants. Multi-room penthouse suites with high end finishes also drive costs upwards. Luxury seekers pay prime prices for elite status addresses.

Cost of a Luxury Apartment Outside the City Center in Helsinki, Finland

In Helsinki’s prestigious outer neighborhoods like Kauniainen or Espoo’s Westend district, luxury rentals run $2,100 – $4,200 (€1,890 – €3,780) monthly. More exclusive suburbs offer luxury living away from downtown with additional space and amenities. While still high, luxury rents can be $500+ less than comparable downtown apartments.

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Monthly Cost Of Rent and Housing in Helsinki Finland: Table of Expenses in 2024

Cost of Rent and Housing in Helsinki FinlandMonthly Rent Cost (USD)Monthly Rent Cost (EUR)
Cost of a Studio Apartment in the City in Helsinki$945 – $1,890€850.50 – €1,701
Cost of a Studio Apartment outside the City in Helsinki$735 – $1,365€661.50 – €1,228.50
Cost of a 1 Bedroom Apartment in the City in Helsinki$1,260 – $2,520€1,134 – €2,268
Cost of a 1 Bedroom Apartment outside the City in Helsinki$945 – $1,890€850.50 – €1,701
Cost of a 2 Bedroom Apartment in the City in Helsinki$1,575 – $3,150€1,417.50 – €2,835
Cost of a 2 Bedroom Apartment outside the City in Helsinki$1,260 – $2,520€1,134 – €2,268
Cost of a 3 Bedroom Apartment in the City in Helsinki$2,205 – $4,410€1,984.50 – €3,968
Cost of a 3 Bedroom Apartment outside the City in Helsinki$1,680 – $3,360€1,512 – €3,024
Cost of a Luxury Apartment in the City in Helsinki$2,625 – $5,250€2,362.50 – €4,725
Cost of a Luxury Apartment outside the City in Helsinki$2,100 – $4,200€1,890 – €3,780

Here is a table of expenses for the Cost of rent and Accommodation in Helsinki Finland per month:

Average Monthly Cost of Rent in Helsinki FinlandAverage Monthly Rent Cost (USD)Average Monthly Rent Cost (EUR)
Studio Apartment inside the city center$945 – $1,890€850.50 – €1,701
Studio apartment outside the city$735 – $1,365€661.50 – €1,228.50
Shared room in the city center$525 – $1,050€472.50 – €945
A shared room outside the city$420 – $840€378 – €756
Hotel room (3-star, per day)$42 – $84 (per day)€37.80 – €75.60 (per day)
Hotel room (5-star, per day)$73.50 – $157.50 (per day)€66.15 – €141.75 (per day)
1 bedroom apartment in the city center$1,260 – $2,520€1,134 – €2,268
1 bedroom apartment outside the city$945 – $1,890€850.50 – €1,701
2-bedroom apartment inside the city$1,575 – $3,150€1,417.50 – €2,835
2-bedroom apartment outside the city$1,260 – $2,520€1,134 – €2,268
3-bedroom apartment inside the city$2,205 – $4,410€1,984.50 – €3,968
3-bedroom apartment outside the city$1,680 – $3,360€1,512 – €3,024
Luxury Apartment$2,625 – $5,250€2,362.50 – €4,725

Tips for finding affordable accommodation in Helsinki Finland:

  1. Start Your Search Early: Begin looking for accommodation well in advance to secure better options and prices.
  2. Consider Suburbs and Outskirts: Explore areas outside the city center; they often offer more budget-friendly options.
  3. Utilize Local Rental Websites: Check out local rental websites like Vuokraovi and Oikotie for a wide range of rental listings.
  4. Connect with Locals: Join local social media groups and forums to get insights from residents on affordable housing options.
  5. Shared Accommodations: Consider shared housing or co-living spaces to save on rent and utility costs.
  6. Negotiate Rent Terms: Don’t hesitate to negotiate rental terms, especially for long-term stays.
  7. Student Housing: If you’re a student, explore student housing options provided by universities and institutions.
  8. Short-Term Rentals: Look into short-term rentals or sublets for flexibility and cost savings.
  9. Plan Ahead: Research and plan your accommodation needs well before your arrival to Helsinki Finland.
  10. Read Reviews: Prioritize accommodations with positive reviews from previous tenants to ensure a pleasant stay.
  • To save money on your rental and daily expenses, consider looking for an apartment located in a neighborhood with access to local markets, gyms, and restaurants within short walking distances, and also make sure these are safe areas too.
  • You can also join Facebook groups such as “Digital Nomads in Helsinki Finland”, “Expats in Helsinki Finland” and Helsinki Finland rental groups on Facebook to connect with others and potentially find affordable rental options.
  • Alternatively, consider staying at a Hostel, Airbnb, hotel monthly, homestay, guesthouse, or bed and breakfast in Helsinki Finland for more affordable rates rather than a costly hotel or tourist location you can also ask around with locals and find a cheaper apartment that isn’t listed on websites.

Here are the sources for local rental websites in Helsinki Finland:

  1. Vuokraovi.com: Vuokraovi
  2. Oikotie.fi: Oikotie
  3. Etuovi.com: Etuovi
  4. Tori.fi: Tori
  5. Kiinteistömaailma: Kiinteistömaailma

Where to Stay in Helsinki Finland: Best Areas and Neighborhoods In Helsinki Finland

Here are some of the best areas, cities, and neighborhoods to live in in Helsinki Finland:

Cost of Living in City Center, Helsinki Finland Neighborhood

The City Center is Helsinki’s bustling downtown district full of shops, restaurants, attractions, businesses, and conveniences. As the vibrant heart of Helsinki, it carries higher rental prices averaging $1,050 – $2,100 (€945 – €1,890) per month for apartments.

However, its supreme walkability, abundant public transit, and lively urban energy make it a desirable place to live. You can walk or take quick metro rides to everything. It’s perfect if you want an active lifestyle immersed in the capital’s cultural highlights.

Cost of Living in Kamppi, Helsinki Finland Neighborhood

Kamppi is a popular central neighborhood known for its shopping centers, restaurants, entertainment venues, and business hubs. Apartment rentals run $1,050 – $1,750 (€945 – €1,575) monthly. Kamppi offers proximity to the amenities of the city center while providing a more local living experience.

With metro and bus stations nearby, you can get across town efficiently. Its pedestrian-friendly design also makes walking pleasant. Kamppi suits residents who want downtown convenience without the constant crowds.

Cost of Living in Punavuori, Helsinki Finland Neighborhood

Punavuori is one of Helsinki’s trendiest and priciest areas located south of the city center. Rent for modern apartments ranges from $1,260 – $2,520 (€1,134 – €2,268) per month. Known for its hip boutiques, cafes, design shops and parks, it attracts a fashionable crowd.

Punavuori offers scenic harbor views and is only a short scenic walk from downtown. The neighborhood is ideal for those seeking a stylish, upscale urban lifestyle.

Cost of Living in Katajanokka, Helsinki Finland Neighborhood

Situated on a residential peninsula, Katajanokka features beautiful preserved maritime architecture. Average rents run $840 – $1,680 (€756 – €1,512) monthly. Katajanokka provides easy access to the harbor, ferry terminal and attractions like Uspenski Cathedral.

The area also contains parks, quiet streets and neighborhood shops. Katajanokka offers relative affordability while being nearby the action.

Cost of Living in Kruununhaka, Helsinki Finland Neighborhood

Adjacent to downtown, Kruununhaka is one of Helsinki’s oldest districts, loved for its wide streets, parks and historic buildings. Apartment rents average $1,050 – $1,890 (€945 – €1,701) per month. While walking distance to the city center, Kruununhaka has a peaceful ambiance.

The area features shops, restaurants and an outdoor market. Its central location makes it a convenient and charming place to live.

Cost of Living in Töölö, Helsinki Finland Neighborhood

Töölö is an upscale neighborhood just north of the city center. It contains the Finnish National Opera, museums, Art Nouveau structures and green spaces. Apartment rates average $1,050 – $1,750 (€945 – €1,575) monthly.

Living in Töölö puts fine culture, attractions, and Helsinki’s best features within reach. The area also has high-end shopping and eateries. Töölö appeals to those who want refinement and proximity.

Cost of Living in Lauttasaari, Helsinki Finland Neighborhood

Lauttasaari is a residential island west of downtown Helsinki, connected by bridges. Monthly rents run $840 – $1,470 (€756 – €1,323). The area features leafy nature trails, seaside activities, a marina and limited shops.

Lauttasaari provides a scenic escape from the busyness of downtown while retaining metro access. The island is ideal for water lovers desiring recreational amenities in a peaceful setting.

Cost of Living in Käpylä, Helsinki Finland Neighborhood

North of the city center, Käpylä contains community gardens, cafes, and low-rise residential blocks in tranquil surroundings. Apartment rents range from $700 – $1,330 (€630 – €1,197) monthly.

Käpylä has quick railway connections to the city center in just 10 minutes. The area appeals to residents who want natural beauty without isolation from urban conveniences. Käpylä’s affordable prices also attract budget-conscious tenants.

Table of Best Neighborhoods and Best Areas To Live in Helsinki Finland:

Best Neighborhoods and Areas to live in Helsinki FinlandDescriptionAvg. Monthly Rent Range (USD)Avg. Monthly Rent Range (EUR)Additional Information
City CenterCentral downtown area with shops, restaurants, attractions$1,050 – $2,100€945 – €1,890Walkable, well-connected, vibrant area
KamppiLively, urban district known for shopping and dining$1,050 – $1,750€945 – €1,575Close to city center, metro, bus lines
PunavuoriTrendy neighborhood with cafes, boutiques, parks$1,260 – $2,520€1,134 – €2,268Desirable area, short walk to center
KatajanokkaResidential peninsula, maritime architecture$840 – $1,680€756 – €1,512Near ferry terminal, sea views
KruununhakaHistoric district, wide streets, shops and parks$1,050 – $1,890€945 – €1,701Walking distance to center, calm area
TöölöUpscale neighborhood known for museums, parks$1,050 – $1,750€945 – €1,575Near city center, green spaces
LauttasaariResidential island, leafy nature areas$840 – $1,470€756 – €1,323Limited amenities, quiet atmosphere
KäpyläNeighborhood outside center with gardens, cafes$700 – $1,330€630 – €1,197Access to trains, tranquil vibe

Living in Helsinki Finland Credible Reliable Sources With Tourism, Data, Government

Here is a list of local apartment rental websites, Government resources for Visas, Facebook Groups, Tourism Boards, and more to help you with your potential move here!

I hope this can help you as you plan your move here!

Finland Expat Facebook Groups:

Finland Tourism: Finland Tourism Board

Finland Data:

Finland Embassy:

  1. Republic Of Finland Ministry of Culture and Tourism
  2. Government of Finland

Government of Finland: Republic of Finland, Prime Ministry

Finland Local Websites:

  • Vuokraovi.com: Vuokraovi is one of the most popular rental websites in Finland.
  • Oikotie.fi: Oikotie is another widely used platform for rental listings in Finland
  • Etuovi.com: Etuovi is a comprehensive real estate portal in Finland that includes rental listings for both residential and commercial properties.
  • Tori.fi: Tori is a classifieds platform in Finland where you can find rental listings for apartments, houses, and vacation rentals.
  • Kiinteistömaailma: Kiinteistömaailma is a Finnish real estate agency that provides rental listings for apartments and houses.

For exchanging money use Wise Which is the Best Option if you are a digital nomad and Expat. a cheaper solution to send, spend and receive money internationally rather than exchanging money through other platforms like Paypal, Payoneer cost a lot of money for exchange fees and rates

  • Booking Flights: To Find insane flight deals, search on Google Flights, Skyscanner and choose the monthly option to find the best day to fly on.

Cost Of Transportation In Helsinki Finland Summary and Table of Expenses

The cost of Transportation in Helsinki Finland can cost around $70 – $1050 per month as you can get around well with public transportation, Bicycle, Renting a Scooter/Motorcycle, Renting a car, Taking the metro, Bus and Trains.

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Public and Private Transport:

Cost of Local Buses in Helsinki Finland

Helsinki’s extensive bus network costs $3.15 (€2.84) per ride. Monthly bus passes from HSL, TKL and other providers cost $31.50 – $94.50 (€28.35 – €85.05). Buses run on regular schedules across the city. Plan routes ahead of time using journey planners and install mobile apps for schedules and ticketing to save money.

Cost of Metro in Helsinki Finland

The Helsinki Metro provides quick underground transit for $3.15 (€2.84) per trip. Monthly passes are $31.50 – $94.50 (€28.35 – €85.05). The metro currently has 2 lines and 25 stations covering major city areas. Use the metro to avoid traffic and get around faster.

Cost of Trams in Helsinki Finland

Iconic electric trams managed by HSL and TKL cost $3.15 (€2.84) per ride. Monthly tram passes range from $31.50 – $94.50 (€28.35 – €85.05). Trams serve central Helsinki and provide a scenic way to explore. Purchase tickets from ticket machines at stops or use a travel card.

Cost of Commuter Trains in Helsinki Finland

VR commuter trains to the Helsinki metro area cost around $5.25 (€4.73) per one-way ticket. Monthly passes run $52.50 – $157.50 (€47.25 – €141.75). Commuter rail extends to Espoo, Vantaa, Kerava and other suburbs. Book in advance for best fares to commute or make day trips.

Cost of High-Speed Trains in Helsinki Finland

VR intercity trains like the Allegro to St. Petersburg cost approximately $15.75 (€14.17) per journey. Monthly passes for frequent travelers are $105 – $315 (€94.50 – €283.50). High-speed rail connects Helsinki to major Finnish cities with travel times under 3 hours. Reserve early and opt for off-peak fares.

Cost of Ferries in Helsinki Finland

Taking the ferry between Helsinki and other coastal cities like Stockholm starts around $10.50 (€9.45) each way. Monthly ferry travel costs $105 – $315 (€94.50 – €283.50). Ferry companies offer multiple daily departures and provide a scenic trip. Look into combo tickets with rail passes for better deals.

Cost of Bike Sharing in Helsinki Finland

Bike sharing programs like CityBike charge $3.15 (€2.84) for every 30 minutes of rental time. Occasional users may spend $31.50 – $94.50 (€28.35 – €85.05) per month. Hundreds of stations across Helsinki allow convenient bike pick up and drop off. Biking is an affordable and eco-friendly transportation choice.

Cost of Taxis in Helsinki Finland

Taxis like Taksi Helsinki cost approximately $1.58 (€1.42) per km plus base fare and booking fees. Monthly taxi expenditures range from $105 – $315 (€94.50 – €283.50). Taxis provide 24/7 service but are expensive for everyday use. Opt for cabs at night or when travelling with luggage.

Cost of Rental Cars in Helsinki Finland

Car rental agencies like Avis, Budget and Hertz charge around $31.50 – $84 (€28.35 – €75.60) per day. Monthly car rental would cost $315 – $840 (€283.50 – €756). Driving offers flexibility for regional trips but comes with fuel, parking and toll costs. Carefully compare rental options for the best deals.

Cost of Scooters in Helsinki Finland

Electric scooter shares like TIER and Lime cost $0.16 – $0.26 (€0.14 – €0.23) per minute of use. Occasional riders may spend $31.50 – $105 (€28.35 – €94.50) monthly. Scooters are popular for short trips and sightseeing. Ride carefully by wearing a helmet and following traffic laws.

Cost of Motorcycles in Helsinki Finland

Motorcycle rentals through companies like EagleRider cost approximately $42 – $105 (€37.80 – €94.50) per day. Renting frequently could total $210 – $630 (€189 – €567) monthly. Motorbikes allow maneuvering through traffic easily. Obtain an international license and proper training for safe handling.

Here is a table of all estimated costs of the transportation options in Helsinki Finland:

Transportation Options in Helsinki FinlandDescriptionCost (USD)Cost (EUR)Monthly Cost (USD)Monthly Cost (EUR)Transportation Service Provider
Local BusesCity buses, regular routes$3.15€2.84$31.50 – $94.50€28.35 – €85.05HSL, TKL, etc.
MetroUnderground metro trains$3.15€2.84$31.50 – $94.50€28.35 – €85.05HSL
TramsElectric tram lines$3.15€2.84$31.50 – $94.50€28.35 – €85.05HSL, TKL
Commuter TrainsSuburban trains$5.25€4.73$52.50 – $157.50€47.25 – €141.75VR
High-Speed TrainsInter-city bullet trains$15.75€14.17$105 – $315€94.50 – €283.50VR
FerriesBoats between harbor cities$10.50€9.45$105 – $315€94.50 – €283.50Various operators
Bike SharingPublic rental bikes$3.15 per 30 min€2.84 per 30 min$31.50 – $94.50€28.35 – €85.05CityBike, etc.
TaxisMetered cabs$1.58 per km€1.42 per km$105 – $315€94.50 – €283.50Taksi Helsinki, etc.
Rental CarsCar rentals$31.50 – $84 per day€28.35 – €75.60 per day$315 – $840€283.50 – €756Avis, Budget, Hertz, etc.
ScootersElectric scooter rentals$0.16 – $0.26 per min€0.14 – €0.23 per min$31.50 – $105€28.35 – €94.50TIER, Lime, etc.
MotorcyclesMotorbike rentals$42 – $105 per day€37.80 – €94.50 per day$210 – $630€189 – €567EagleRider, etc.

Additionally, here are some other related expenses:

  • Gasoline (1 gallon): around $5 – $7 per gallon.

Monthly Cost Of Gas and Petrol For Scooters and Cars in Helsinki Finland:

Monthly Cost Of Gas and Petrol For Scooters and Cars in Helsinki FinlandCost in USDCost in EUR (EUR)
The average monthly cost for gasoline, Petrol for Scooters and cars$82 – $250EUR 65 – EUR 220

For more information check out the Government Of transportation in Helsinki Finland.

Here are some reliable sources for information on transportation in Helsinki Finland:

  1. Finnish Transport Infrastructure Agency (FTIA): Official Website
  2. Helsinki Region Transport (HSL): Official Website
  3. VR – Finnish Railways: Official Website
  4. Finnair: Official Website
  5. Matkahuolto (Bus Services): Official Website
  6. Finnish Road Administration: Official Website

Cost of Food and Markets In Helsinki Finland Explained: Table Of Expenses 2024

The cost of food in Helsinki Finland can range from Affordable Grocery Shopping in Supermarkets and local markets to fine dining restaurants Here is the Breakdown for the cost of food in Helsinki Finland:

Cost of Local food in Helsinki Finland

Eating primarily local Finnish cuisine at home or in restaurants costs approximately $210 – $420 (€189 – €378) per month in Helsinki. Take advantage of seasonal ingredients like berries, root vegetables, fish and game meats. Shopping at markets and preparing meals at home can help lower costs.

Cost of Mid-range restaurants in Helsinki Finland

Expect to pay around $52.50 – $105 (€47.25 – €94.50) monthly for mid-range restaurant meals in Helsinki. These everyday eateries offer casual fare like pizza, burgers, salads and Scandinavian dishes at moderate prices. Opt for lunch specials, split plates, or keep portions reasonable to control the bill.

Cost of Fine dining restaurants in Helsinki Finland

Fine dining at upscale Helsinki restaurants ranges from $105 – $262.50 (€94.50 – €236.25) per month. The elegant ambiance and expertly prepared cuisine come at a premium. Reserve these extravagant outings for special occasions to avoid breaking the bank.

Cost of Groceries in Helsinki Finland

Grocery bills run approximately $210 – $1050 (€189 – €945) monthly for households in Helsinki. Purchasing primarily local goods at supermarkets helps reduce costs. Buying in-season produce, shopping sales, and meal prepping can further lower spending.

Cost of Supermarkets (imported goods) per item

Imported grocery items at supermarkets in Helsinki tend to cost $2.10 – $10.50 (€1.89 – €9.45) each. While these global ingredients add variety, prioritizing local goods can significantly cut food costs.

Cost of Street food in Helsinki Finland

On-the-go street food like sausages, crepes, and kebabs generally ranges from $5.25 – $15.75 (€4.73 – €14.17) per month in Helsinki. Street fare presents an affordable and quick dining option.

Cost of Specialty food stores in Helsinki Finland

Specialty food shops with imported delicacies, artisanal wares, and gourmet ingredients cost around $10.50 – $31.50 (€9.45 – €28.35) monthly. While these items indulge your culinary curiosity, limiting purchases controls expenses.

Overall Monthly Cost of Food in Helsinki Finland

The Total Monthly Cost Of Food in Helsinki, Finland Ranges From $315 – $1890 (€283.50 – €1701.50) Per Month. Smart grocery shopping, cooking at home, and opting for affordable restaurants and street food help keep Helsinki food costs in check.

Here is A Table of Expenses For the Cost of Food In Helsinki Finland Per Month:

Cost of Food In Helsinki FinlandMonthly Cost in USDMonthly Cost in EUR (€)
Cost of Local food in Helsinki Finland$210 – $420€189 – €378
Cost of Mid-range restaurants in Helsinki Finland$52.50 – $105€47.25 – €94.50
Cost of Fine dining restaurants in Helsinki Finland$105 – $262.50€94.50 – €236.25
Cost of Groceries in Helsinki Finland$210 – $1050€189 – €945
Cost of Supermarkets (imported goods) per item$2.10 – $10.50€1.89 – €9.45
Cost of Street food in Helsinki Finland$5.25 – $15.75€4.73 – €14.17
Cost of Specialty food stores in Helsinki Finland$10.50 – $31.50€9.45 – €28.35
Overall Monthly Cost of Food in Helsinki Finland$315 – $1890€283.50 – €1701.50

Here are some tips for reducing the cost of food in Helsinki Finland:

  1. Shop at local markets to find fresh, seasonal produce, meat, cheese and other foods at lower prices than supermarkets.
  2. Eat local Food
  3. Cook at home more often instead of eating out to control ingredients and save money per serving compared to dining out.
  4. Seek out discounts, coupons, loyalty programs and other bargains at grocery stores and markets.
  5. Buy generic and store-brand versions of items like pasta, sauces, spices, canned goods and snacks to save significantly.
  6. Purchase non-perishable staples like rice, beans, oil, detergent in bulk sizes to lower the overall cost per unit.
  7. Take advantage of manager markdowns on meat nearing expiration and utilize less expensive proteins like eggs and legumes.
  8. receive seasonal produce direct from local farms at a lower cost than supermarkets.
  9. Avoid pricey convenience foods, ready meals, frozen pizza and takeout by preparing your own snacks and meals.

Table of expenses for the average monthly food and grocery costs in Helsinki Finland:

Average Cost of Food Expenses in Helsinki FinlandMonthly Cost Range (USD)Monthly Cost Range in EUR (€)
The average monthly cost for groceries and local food$210 – $1,050€189 – €945
The average monthly cost for dining out$262.50 – $367.50€236.25 – €331.75
The average monthly cost for miscellaneous food items$52.50 – $105€47.25 – €94.50
The total average monthly cost of food in Helsinki Finland$210 – $1,050€189 – €1,368.75

Table of The Costs for Food and Groceries in supermarkets in Helsinki Finland:

Cost of Food and Groceries in Helsinki FinlandCost In USD ($)Cost In EUR (€)
Meal, Inexpensive Restaurant$15.75 – $26.25€13.65 – €22.95
Meal for 2, Mid-range Restaurant$52.50 – $84.00€47.25 – €75.60
Combo Meal at McDonald’s or Similar$8.40 – $10.50€7.35 – €9.45
Coke/Pepsi (0.33-liter bottle)$2.63 – $3.15€2.31 – €2.84
Domestic Beer (0.5-liter draught)$6.30 – $9.45€5.25 – €8.40
Cappuccino (regular)$4.20 – $5.25€3.68 – €4.73
Bottled Water (0.33-liter bottle)$2.10 – $3.15€1.89 – €2.84
Milk (regular), (1 liter)$1.05 – $1.58€0.94 – €1.42
Loaf of Fresh White Bread (500g)$2.10 – $3.15€1.89 – €2.84
Rice (white), (1kg)$2.10 – $4.20€1.89 – €3.78
Eggs (regular) (12)$2.10 – $3.15€1.89 – €2.84
Local Cheese (1kg)$10.50 – $15.75€9.45 – €14.17
Chicken Breasts (Boneless, Skinless)$9.45 – $14.17€8.51 – €12.76
Beef Round (1kg)$12.60 – $18.90€11.34 – €17.01
Apples (1kg)$2.63 – $4.20€2.31 – €3.78
Banana (1kg)$2.10 – $3.68€1.89 – €3.24
Oranges (1kg)$2.63 – $4.20€2.31 – €3.78
Tomato (1kg)$2.10 – $3.68€1.89 – €3.24

Here is a Table of the Best Local and Traditional Street Food in Helsinki Finland:

Local Traditional Street Food in Helsinki FinlandDescriptionCost in USD ($)Cost in EUR (€)
KarjalanpiirakkaA Helsinki specialty, Karjalanpiirakka is a Karelian pastry stuffed with rice porridge, mashed potatoes, or carrot and rice filling.$2.10 – $4.20€2.10 – €4.20
LohikeittoSavor a creamy salmon soup, a beloved Helsinki classic made with fresh salmon, potatoes, leeks, carrots, and dill.$6.30 – $10.50€5.25 – €9.45
HernekeittoHelsinki’s favorite hearty green pea soup, often served with a dollop of mustard and a crispy ham slice.$5.25 – $8.40€4.20 – €7.35
RuisleipäTaste traditional Finnish rye bread in Helsinki, often accompanied by butter, cheese, or cold cuts.$2.10 – $4.20€2.10 – €4.20
LeipäjuustoEnjoy warm leipäjuusto, known as squeaky cheese, in Helsinki, traditionally served with cloudberry jam.$5.25 – $8.40€4.20 – €7.35
MustikkapiirakkaDelight in a Helsinki favorite, the blueberry pie or tart, often served with vanilla sauce for a sweet Finnish treat.$4.20 – $6.30€3.15 – €5.25
GrillimakkaraTaste Finnish sausages, grillimakkara, in Helsinki, typically served with mustard and ketchup, perfect for summer barbecues.$3.15 – $5.25€3.15 – €5.25
KalakukkoExplore eastern Helsinki’s culinary heritage with Kalakukko, a traditional fish pie featuring fish, pork, and a rye crust.$7.35 – $12.60€6.30 – €10.50
LihapiirakkaTry Lihapiirakka, a savory Finnish meat pie filled with seasoned minced meat, ideal as a hearty snack in Helsinki.$3.15 – $5.25€3.15 – €5.25
KalapuikkojaDiscover deep-fried fish sticks, Kalapuikkoja, a popular Helsinki street food often found near the city’s lakes and waterways.$6.30 – $10.50€5.25 – €9.45

Popular Supermarket Chains in Helsinki Finland:

  1. K-Citymarket
  2. Prisma
  3. S-Market
  4. Alepa
  5. Lidl
  6. Sale
  7. Tokmanni
  8. Lidlinna
  9. Minimani
  10. Valintatalo
  11. Halpa-Halli
  12. R-kioski
  13. K-Market
  14. Neste K
  15. Alko

Cost of Utilities in Helsinki Finland Summary and Table of Expenses 2024

Here is an estimated monthly cost breakdown of utilities in Helsinki Finland, including electricity, gas, water, internet, and mobile phone services:

Cost of electricity/gas in Helsinki Finland

The cost of electricity and gas for a standard apartment in Helsinki ranges from $52.5 – $126 (€49.5 – €115.5) per month. The main providers are Fortum, Helen and Vattenfall. The cost varies based on usage, apartment size, number of residents, and the service provider.

Using energy efficiently with an ES rated electrical appliance can help reduce costs. Setting the thermostat to 20-21°C in winter and turning it off when away also saves on heating expenses. Consider contacting your provider about switching to a more affordable pricing plan.

Cost of Water utilities in Helsinki Finland

Helsinki residents pay around $21 – $47.25 (€19.5 – €42) for water each month. The local water utility, such as HSY in Helsinki, handles water supply and wastewater removal. The monthly cost depends on household size and water consumption.

Take short showers instead of baths, fix any leaky faucets, and run full loads in the washing machine and dishwasher to use less water and lower your bill.

Cost of Garbage Collection in Helsinki Finland

Garbage collection and recycling services in Helsinki cost approximately $15.75 – $31.5 (€14.7 – €28.35) per month. Local waste management companies like Ekokymppi provide this service. The fee is based on factors like household size, garbage pickup frequency, and extra recycling services.

Reduce waste sent to landfills by composting food scraps, repurposing items, and recycling as much as possible.

Cost of Internet (ADSL, Wifi) in Helsinki Finland

For a standard ADSL or WiFi internet connection, expect to pay $26.25 – $52.5 (€24.15 – €47.25) monthly in Helsinki. Top providers are Elisa, DNA and Telia. Speed, data caps, contract length, and promotional offers impact the price.

Using a wired ethernet connection instead of WiFi, closing unused browser tabs, and disabling autoplay videos can help minimize data usage.

Cost of Internet (Fiber Optic, Wifi) in Helsinki Finland

Fiber optic internet with WiFi costs approximately $42 – $84 (€38.7 – €75.6) per month in Helsinki. Again, Elisa, DNA and Telia are the main providers. Fiber optic provides faster speeds but at a higher price.

Make sure multiple devices like smart TVs and game consoles are not all downloading data simultaneously to avoid extra fees.

Cost of Mobile Phone Sim Card (Prepaid)

Prepaid mobile SIM cards in Finland range from $5.25 – $15.75 (€4.2 – €14.7) monthly. Major carriers are Telia, Elisa and DNA. Prepaid cards offer more flexibility but fewer data and minutes. Use WiFi for calls and browsing when possible to minimize cellular data usage.

Cost of Mobile Phone Plan (Postpaid)

Postpaid mobile plans cost $21 – $42 (€19.8 – €37.8) per month typically. They include more calls, texts and data but require a contract. To save money, use free messaging apps like WhatsApp and take advantage of any family or friends discount plans.

Cost of Mobile Phone Plan (Unlimited)

Unlimited data plans from Finnish providers like Telia, Elisa and DNA range from $31.5 – $63 (€28.35 – €56.7) monthly. While unlimited plans offer convenience, assess your actual usage needs to avoid overpaying. Use WiFi instead of cellular when at home or work to save data.

Total Cost of Utilities in Helsinki Finland

The total monthly cost of utilities in Helsinki Finland ranges from $194.25 – $393.75 (€177.6 – €359.1) Per Month. There are always ways to reduce utility expenses through conservation, smart home technology, and choosing affordable service plans. Compare all providers annually and negotiate for better rates.

Tips for reducing your utility expenses in Helsinki Finland:

  1. Energy-Efficient Appliances: Invest in energy-efficient appliances for your home. Look for appliances with high energy efficiency ratings, such as A+++ for washing machines and refrigerators. These appliances consume less electricity, ultimately lowering your energy bills.
  2. LED Lighting: Replace traditional incandescent bulbs with LED lighting. LED bulbs are more energy-efficient and have a longer lifespan. They may cost a bit more initially, but the energy savings make them a wise choice.
  3. Proper Insulation: Ensure your home is well-insulated to prevent heat loss during the cold Finnish winters. Proper insulation in walls, windows, and doors helps maintain a comfortable temperature indoors, reducing the need for heating.
  4. Smart Thermostats: Install a smart thermostat that allows you to control your heating system remotely. You can adjust the temperature when you’re away from home, ensuring that you only heat the space when necessary.
  5. Seal Gaps and Leaks: Check for gaps and leaks in doors and windows. Use weatherstripping and sealants to eliminate drafts, which can lead to energy wastage and higher heating costs.
  6. Opt for Green Energy: Consider switching to green energy sources, such as wind or solar power, offered by some energy providers in Helsinki Finland. It’s an eco-friendly choice and may lower your energy bills over time.
  7. Water-Saving Fixtures: Install water-saving fixtures in your bathroom and kitchen. Low-flow faucets, showerheads, and dual-flush toilets reduce water consumption and, in turn, your water bills.
  8. Unplug Electronics: Unplug electronic devices and chargers when they’re not in use. Many appliances consume “standby power” even when turned off, contributing to your electricity bill.
  9. Set Temperature Moderately: Keep your home at a moderate temperature. In the winter, lowering the thermostat by just a few degrees can result in significant energy savings. In the summer, use fans and natural ventilation before resorting to air conditioning.
  10. Regular Maintenance: Schedule regular maintenance for your heating and cooling systems. Well-maintained equipment operates efficiently and consumes less energy.

Estimated table of expenses for the average monthly Cost of utilities in Helsinki Finland:

Monthly Cost of Utilities in Helsinki FinlandMonthly Cost (USD)Monthly Cost in EUR (€)Service Provider
Cost of electricity/gas in Helsinki Finland$52.5 – $126€49.5 – €115.5Fortum, Helen, Vattenfall
Cost of Water utilities in Helsinki Finland$21 – $47.25€19.5 – €42Local water utilities (e.g., HSY in Helsinki)
Cost of Garbage Collection in Helsinki Finland$15.75 – $31.5€14.7 – €28.35Local waste management companies (e.g., Ekokymppi)
Cost of Internet (ADSL, Wifi) in Helsinki Finland$26.25 – $52.5€24.15 – €47.25Elisa, DNA, Telia
Cost of Internet (Fiber Optic, Wifi) in Helsinki Finland$42 – $84€38.7 – €75.6Elisa, DNA, Telia
Cost of Mobile Phone Sim Card (Prepaid)$5.25 – $15.75€4.2 – €14.7Telia, Elisa, DNA
Cost of Mobile Phone Plan (Postpaid)$21 – $42€19.8 – €37.8Telia, Elisa, DNA
Cost of Mobile Phone Plan (Unlimited)$31.5 – $63€28.35 – €56.7Telia, Elisa, DNA
Total Cost of Utilities in Helsinki Finland$194.25 – $393.75€177.6 – €359.1

Here are some reliable sources for utilities in Helsinki Finland, including electricity, water, mobile phone plans, and internet WiFi:

  1. Electricity:
    • Finnish Energy: Finnish Energy provides information about electricity supply and services in Finland.
  2. Water:
  3. Mobile Phone Plans:
    • DNA: DNA offers mobile phone plans and internet services in Finland.
    • Elisa: Elisa is a leading telecommunications company providing mobile, broadband, and TV services.
    • Telia Finland: Telia offers mobile and fixed-line services, including phone plans and internet packages.
  4. Internet WiFi:
    • Elisa: Elisa offers broadband and WiFi services for homes and businesses.
    • Telia Finland: Telia provides internet and WiFi solutions for residential and corporate customers.
    • DNA: DNA offers broadband and WiFi services, including fiber-optic connections.

Pros and Cons of Living in Helsinki Finland: Is it the Right Choice for You?

Helsinki Finland is an incredible country to Live in; here are the pros and cons of living in Helsinki Finland:

Pros and Cons of Living in Helsinki Finland Table Comparison:

Pros of Living in Helsinki FinlandCons of Living in Helsinki Finland
High-Quality Education in HelsinkiCold Winters
Universal Healthcare in HelsinkiLanguage Barrier
Natural Beauty and Clean Environment in HelsinkiLimited Daylight in Winter
Low Crime Rate in HelsinkiHigh Cost of Living
Work-Life BalanceSocial Interaction
Affordable Cost of Living in Helsinki Compared to NYCLimited Job Opportunities for Non-EU/EEA
Technological AdvancementsBureaucracy
Efficient Public Transportation in HelsinkiAlcohol Regulations
Cultural DiversityShort Summer Season
Outdoor ActivitiesDarkness in Winter Months

Cost of Healthcare in Helsinki Finland

Here are some key aspects of Helsinki Finland’s public healthcare system:

  1. Universal Coverage: Helsinki Finland’s public healthcare system provides universal coverage, ensuring that all residents have access to essential medical services.
  2. Funded by Taxes: The system is primarily funded through taxes, which contribute to its sustainability and affordability.
  3. Primary Care Focus: Helsinki Finland places a strong emphasis on primary care, with general practitioners serving as the first point of contact for most medical needs.
  4. Low Out-of-Pocket Costs: Patients enjoy low out-of-pocket expenses for doctor visits, hospital stays, and essential medications.
  5. Comprehensive Services: The system offers comprehensive medical services, including preventive care, specialist consultations, and hospital treatments.
  6. High-Quality Care: Helsinki Finland’s healthcare consistently ranks among the world’s best, with well-trained medical professionals and state-of-the-art facilities.
  7. Short Wait Times: Patients typically experience short wait times for elective surgeries and specialist appointments, ensuring timely access to care.
  8. Patient Choice: Individuals have the freedom to choose their healthcare providers, fostering competition and quality improvement.
  9. eHealth Initiatives: Helsinki Finland embraces technology with eHealth solutions, such as electronic health records, enhancing efficiency and patient care.
  10. Health Promotion: The system places a strong emphasis on health promotion and disease prevention to improve overall population health.

SafetyWing Insurance is a cutting-edge travel insurance option crafted with the needs of adventurers, nomads, and remote professionals in mind. Whether you’re embarking on a year-long adventure, exploring new territories for work, or jetting off for business purposes, SafetyWing provides an all-encompassing coverage package to ensure your safety and peace of mind throughout your voyage.

Here are just a few reasons why you should Try SafetyWing Insurance for your next trip:

  1. Global Coverage: SafetyWing insurance covers you anywhere in the world, including countries that many other insurance companies exclude.
  2. Affordable: SafetyWing offers affordable, more cost-effective insurance options than many other travel insurance plans.
  3. Easy to Use: With SafetyWing, you can sign up, manage your policy, and file claims all from the comfort of your phone or computer.
  4. Wide Range of Coverage: SafetyWing offers coverage for a variety of events, including medical emergencies, trip cancellations, lost or stolen property, and more.
  5. 24/7 Support: SafetyWing provides 24/7 support to its customers, so you can get help when you need it, no matter where you are in the world.

We suggest you also have it, especially if you live as an expat and digital nomad in Helsinki Finland.

We always use SafetyWing for international travel insurance and medical concerns. They start at $45 a month!

Table of Cost of Healthcare in Helsinki Finland:

Cost of Healthcare in Helsinki Finland if you don’t have insurance and aren’t a citizen or resident of Helsinki Finland

Cost of Healthcare in Helsinki FinlandCost in USD ($)Cost in EUR (€)
Doctor’s Visit (General Practitioner)$63 – $84 (per visit)€52.5 – €73.5 (per visit)
Specialist Visit$84 – $126 (per visit)€73.5 – €105 (per visit)
Prescription Medications (Generic)VariesVaries
Prescription Medications (Brand Name)VariesVaries
Dental Cleaning$84 – $157.5 (per visit)€73.5 – €136.5 (per visit)
Dental Filling$157.5 – $262.5 (per filling)€136.5 – €231 (per filling)
Eye Exam$84 – $126 (per exam)€73.5 – €105 (per exam)
Glasses (Basic)$157.5 – $315 (per pair)€136.5 – €273 (per pair)
Glasses (Designer)$315 – $630 (per pair)€273 – €546 (per pair)
Emergency Room Visit$262.5 – $420 (per visit)€231 – €367.5 (per visit)
Hospital Stay (Per Day)$525 – $840 (per day)€462 – €735 (per day)
Health Insurance (Individual)$45 – $262.5 (monthly)€42 – €231 (monthly)

Main FAQS Section About The Cost of living in Helsinki Finland:

What is the monthly cost of living in Helsinki Finland?

The cost of living in Helsinki Finland on average, is around $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month.

What is the Cost Of Living in Helsinki Finland vs. the USA?

The Cost Of Living in Helsinki Finland is around 51% cheaper than living in New York City, USA, and the average monthly Cost of living in Helsinki Finland is $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month in Helsinki Finland vs $5,500 to $10,398 per month living in New York City, United States.

What is the Cost of Accommodation in Helsinki Finland?

The Cost of Accommodation in Helsinki Finland costs around $170 – $3,500 Per month from a simple studio to a Luxury 3+ bedroom apartment.

When is the best time of year to visit Helsinki Finland?

The Best Time to Visit Helsinki Finland is From April to September When it is the Warmest.

What is the Cost of Utilities in Helsinki Finland?

The Cost of Utilities in Helsinki Finland cost around $100 – $250 per month, depending on your energy consumption!

What is the Cost of Food in Helsinki Finland vs the USA?

Food in Helsinki Finland can cost you around $200 if you get groceries to cook and local food and up to $1,000 if you dine out frequently and have a Large family.

What is the Cost Of Rent in Helsinki Finland vs. the USA?

Rent prices are 69% lower in Helsinki Finland than in New York City.
Studio Apartment: $740 – $1,000
1 Bedroom Apartment: $1,000 – $1,500
2 Bedroom Apartment: $1,300 – $2,000
3 Bedroom Apartment: $1,800 – $2,500

What is the average cost of Rent In Helsinki Finland?

The Average cost of rent in Helsinki Finland is around $740 to $3,000 Per Month in Helsinki Finland.

What is the Cost of Mobile Phone Plan and Internet Data In Helsinki Finland?

The Cost of Phone Data and internet from Helsinki Finland is around $20 to $80 per month.

What is the Average Cost of Food in Helsinki Finland?

The average Cost of Food in Helsinki Finland costs around $200 – $500 per month for one person or a couple if you cook at home and eat local food with the exception of dining out a few times a month.

Is Helsinki Finland a safe place to live?

Yes, Helsinki Finland is considered a safe place to live and one of the safest countries to Live in the world to Live. However, you must watch what you do and who you trust and be alert just like anywhere in the world.

What are the Expenses for a Single Person in Helsinki Finland?

The expenses for a Single Person in Helsinki Finland are from $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month for all expenses.

What is the average salary in Helsinki Finland?

The average monthly salary (before taxes) in Helsinki Finland is around 3,500 (EUR), which roughly translates to $3,750.

Is it expensive to live in Helsinki Finland?

Yes It can be expensive to Live in Helsinki Finland but you can be affordable if you know how to budget and it is cheaper than a lot of European Countries you can expect to spend $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month in Helsinki Finland. The cost of living in Helsinki Finland is about 51% lower than in New York City.

What is a good salary to live in Helsinki Finland?

A great Salary to live on in Helsinki Finland is around $3,500 to $6,200 per month. This will cover all expenses and leave you with money you can spend on leisure activities.

How Much does it cost to live in Helsinki Finland?

On average, living in Helsinki Finland costs around $1,228.75 – $9,082.50 (€1,105.50 – €8,006.25) per month.


Conclusion and Final Budget Tips for the Cost of Living in Helsinki Finland:

Embarking on your journey in Helsinki promises a remarkable experience, and by prioritizing safety, budgeting wisely, and embracing local insights, your time here can truly be exceptional. Here’s a comprehensive conclusion with additional insights tailored to enhance your guide for exploring the beautiful capital city of Helsinki, Finland:

Prioritize Your Safety in Helsinki: Ensuring your safety while in Helsinki is of utmost importance. Here are some extra safety measures specific to the city to keep in mind:

  1. Stay Attentive to Your Surroundings: Helsinki is generally a safe city, but it’s essential to maintain situational awareness to identify potential risks and remain vigilant, especially in crowded tourist areas.
  2. Guard Your Belongings: Secure your personal items, such as wallets, phones, and cameras, and avoid leaving them unattended in public spaces, particularly in busy marketplaces and transportation hubs, to prevent theft.
  3. Choose Reliable Transportation: Opt for licensed and reputable transportation services, such as the well-maintained trams and buses, to ensure safe journeys around Helsinki.
  4. Avoid Dim or Isolated Areas: Stick to well-lit and populated areas, especially after dark, to minimize any security concerns. The city center is generally safe, but it’s wise to exercise caution in less frequented areas.
  5. Exercise Caution with Strangers: While Helsinki is known for its friendly residents, be cautious when interacting with unfamiliar individuals, and refrain from sharing personal information with strangers.
  6. Respect Local Norms: Familiarize yourself with local laws and customs to avoid unintentional misunderstandings. For example, it’s customary to remove your shoes when entering someone’s home in Finland.
  7. Emergency Contact Information: Memorize the local emergency number, 112, for prompt police, fire, and ambulance assistance. Keep in mind that English is widely spoken in case you need assistance.
  8. Moderate Alcohol Consumption: If you choose to indulge in alcohol, do so responsibly to avoid accidents or uncomfortable situations. Be aware of the high cost of alcohol in Finland due to strict regulations.
  9. Invest in Travel Insurance: Considering travel insurance like SafetyWing can provide coverage for medical emergencies and safeguard your belongings during your stay in Helsinki.

Maximize Your Experience in Helsinki on a Budget: To make the most of your time in Helsinki while staying within your budget, follow these city-specific tips:

  1. Explore Local Markets: Helsinki offers several vibrant markets, such as the Old Market Hall and Hakaniemi Market, where you can shop for fresh produce and affordable Finnish goods to keep your grocery costs in check.
  2. Utilize Public Transportation: Helsinki’s efficient public transportation system, including trams, buses, and the metro, is a cost-effective way to explore the city. Consider purchasing a multi-day travel pass for added savings.
  3. Cultural Immersion: Engage with the local culture through free or low-cost activities, such as visiting museums like the National Museum of Finland or the Kiasma Museum of Contemporary Art, attending festivals, and exploring historical sites like Suomenlinna Fortress.
  4. Cook at Home: If you have access to kitchen facilities, prepare your meals at home to save money and savor Finnish cuisine, including classics like salmon soup and Karelian pastries.
  5. Shared Accommodations: Consider shared housing options or rental websites like Airbnb to find affordable living spaces in Helsinki. Staying in a local’s home can also provide you with valuable insights into Finnish life.
  6. Plan Excursions: Research and plan your day trips or excursions in advance to take advantage of discounts and special offers. For instance, consider the Helsinki Card for access to various attractions and public transportation.

Finding Affordable Accommodations in Helsinki Finland:

Here’s how you can find budget-friendly accommodations in Helsinki Finland:

  1. Start Early: Begin your accommodation hunt well ahead of time for better options.
  2. Explore Different Neighborhoods: Look beyond the city center for more economical living choices.
  3. Utilize Local Websites: Tap into Finland’s local rental websites:
    • Vuokraovi.com: Vuokraovi is one of the most popular rental websites in Finland.
    • Oikotie.fi: Oikotie is another widely used platform for rental listings in Finland
    • Etuovi.com: Etuovi is a comprehensive real estate portal in Finland that includes rental listings for both residential and commercial properties.
    • Tori.fi: Tori is a classifieds platform in Finland where you can find rental listings for apartments, houses, and vacation rentals.
    • Kiinteistömaailma: Kiinteistömaailma is a Finnish real estate agency that provides rental listings for apartments and houses.
  4. Connect with Locals: Engage with local communities through social media groups and forums to gain valuable insights.
  5. Consider Room Sharing: Opt for shared accommodations or co-living spaces to cut down costs.
  6. Negotiate the Rent: Don’t shy away from negotiating rent terms, especially for long-term stays.
  7. Check Student Housing: Explore student housing options for budget-friendly and vibrant living.
  8. Look for Short-Term Rentals: Short-term rentals and sublets can offer flexibility and affordability.
  9. Use Online Travel Agencies: Some online travel agencies provide vacation rentals and serviced apartments.
  10. Read Reviews: Prioritize accommodations with positive reviews from previous tenants.

Government and Travel Advisories for Helsinki Finland:

For your convenience and safety, here are important sources of government and travel advisories:

Related articles about Finland:

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