Best Neighborhoods and Areas to Live in Siargao Philippines Introduction
We will help guide you through the Best neighborhoods and places to live in Siargao Philippines! From our personal Experience living Here!
We lived in Siargao Philippines and only spent $990 – $1,250 per month while Living in Siargao, we also have other articles that cover how much we spent while living in Manila, Siargao, El Nido, Coron, Davao City, Boracay, and Bohol.
With its pristine beaches, lush jungles, and laidback vibe, Siargao in the Philippines has become an increasingly popular spot for expats and digital nomads. You’ll want to carefully consider which neighborhood or area best suits your lifestyle and needs as Siargao can be a bit expensive to live in compared to other places we have discussed in the Philippines.
In this blog post, we’ll highlight some of the top neighborhoods and residential areas in Siargao that offer the ideal blend of stunning natural scenery, convenience, amenities, and community.
From General Luna and Pacifico Beach to Pilar and San Isidro, we’ll tell you the rundown on the pros and cons of Siargao’s best areas to help you decide where to call home on the island while also saving money
Let’s get started!
Table Of Contents
10 Top Reasons to Live in Siargao Philippines
Explore the unique reasons why from world-class surfing to amazing natural scenery, Siargao Philippines is a top choice for expats like ourselves.
Here are 10 great reasons to move to Siargao, Philippines:
- World-class surfing – Siargao has numerous surf breaks with waves for all levels, including the famous Cloud 9. Surfers call it a paradise.
- Idyllic island life – The island has a relaxed, peaceful vibe with lush coconut trees, beautiful beaches, and friendly locals.
- Lower cost of living – While not as cheap as other parts of the Philippines, Siargao offers an affordable island lifestyle.
- Tropical climate – Temperatures range from 25°C to 33°C year-round. It’s a perfect escape from colder climates.
- Amazing natural scenery – From dramatic waterfalls to hidden lagoons, Siargao’s landscapes are stunning.
- Off the grid – With limited development, Siargao offers a remote experience and digital detox.
- Fresh, local produce – You’ll find fresh fish, fruits, and coconuts from local fishermen and farms.
- Small community – The expat community is small but welcoming. It’s easy to meet people.
- Outdoor adventures – Hiking, island hopping, paddleboarding, and more are available right on your doorstep.
- Philippine culture – Experience the rich culture, warm hospitality, and amazing cuisine of the Philippines.
Cultural Considerations in Siargao Philippines
- The culture in Siargao is predominantly Roman Catholic, so be respectful when visiting churches or attending religious events.
- Filipinos value family and community, so take time to get to know your neighbors and befriend locals.
- Public displays of affection between couples are generally not common so keep intimacy private.
- Filipinos tend to dress modestly, so avoid revealing clothing when not on the beach.
- Locals are conservative, so ask before photographing people, especially in indigenous villages.
- Island time is a way of life here – things move at a leisurely pace, so have patience and go with the flow.
- Tipping is not expected but appreciated for good service. 10% is a common amount at restaurants.
- Removing shoes is common when entering homes and some local businesses in the Philippines.
- Learn basic Tagalog terms and customs to show your respect for the local culture. The effort will be appreciated.
General Cost of Living in Siargao Philippines Breakdown
| Cost of living in Siargao Philippines for Expats Category | Cost Type | Monthly Cost in USD | Monthly Cost in PHP |
|---|---|---|---|
| Housing in Siargao Philippines | Basic 1-bedroom apartment (city center) | $250 – $350 | ₱13,750 – ₱19,250 |
| 2-bedroom apartment (city center) | $400 – $500 | ₱22,000 – ₱27,500 | |
| 3-bedroom apartment (city center) | $550 – $650 | ₱30,250 – ₱35,750 | |
| 3-4 bedroom villa (compound living) | $700 – $900 | ₱38,500 – ₱49,500 | |
| Utilities | (electricity, AC, water) for a family | $100 – $200 | ₱5,500 – ₱11,000 |
| Food in Siargao Philippines | Local and imported groceries for your family | $300 – $500 | ₱16,500 – ₱27,500 |
| Dining out 2-3 times a week | $80 – $120 | ₱4,400 – ₱6,600 | |
| Cheap street food and fast food per meal | $2 – $4 | ₱110 – ₱220 | |
| Transportation in Siargao Philippines | Bus per 5 km ride | $0.50 – $1.50 | ₱27 – ₱82 |
| Taxi per 5 km ride | $4 – $6 | ₱220 – ₱330 | |
| Grab (car) per 5 km ride | $2 – $4 | ₱110 – ₱220 | |
| Angkas (motorcycle taxi) per 5 km ride | $0.50 – $1.50 | ₱27 – ₱82 | |
| Tricycle per 5 km ride | $1 – $3 | ₱55 – ₱165 | |
| Ferry boat ride | $8 – $12 | ₱440 – ₱660 | |
| Intercity bus ticket | $12 – $18 | ₱660 – ₱990 | |
| Plane (local) ticket | $80 – $120 | ₱4,400 – ₱6,600 | |
| Total Monthly Cost of living in Siargao Philippines for Expats | $1,800 – $2,800 | ₱99,000 – ₱154,000 |
Housing options in Siargao range from affordable one-bedroom apartments in the city center, priced between $250 to $350 (₱13,750 to ₱19,250) per month, to larger villas with three to four bedrooms in compound living settings, which can cost between $700 to $900 (₱38,500 to ₱49,500) monthly, offering a variety of choices to suit different expat budgets.
Pros and Cons Of the Neighborhoods and Places in Siargao Philippines
| Best Neighborhoods/Areas to Live in Siargao Philippines | Pros | Cons |
|---|---|---|
| General Luna | – Close to popular surf spots like Cloud 9 – Good restaurant and nightlife options – Most developed area with amenities | – Can be noisy and crowded – Limited budget accommodation – Not as scenic as other areas |
| Pacifico Beach | – Very small number of hotels – Not much nightlife – Can feel remote | – Very small number of hotels – Not much nightlif – Can feel remote |
| Pilar | – Quiet countryside feel – Most affordable area – Local Philippine culture | – Far from the main tourist area – Very limited dining options – Not on the beach |
| San Isidro | – Gorgeous beaches and resorts – Away from crowds – Nature and outdoor activities | – Isolated – need private transport – No ATMs or shopping – Mostly high-end accommodation |
| Santa Monica | – Near General Luna but more laidback – Surf resorts and restaurants – Lovely stretch of beach | – Can be difficult to access – Limited budget options – Not much to do at night |
Top Neighborhoods in Siargao to Live for Expats
| Best Neighborhoods/ Places to Live for Expats in Siargao | Description | Est. Monthly Rent Range (USD) | Est. Monthly Rent Range (PHP) |
|---|---|---|---|
| General Luna | The main tourist hub with restaurants, bars, shops, and access to surf. Mix of hotels, apartments, and private homes for rent. | $300 – $800 | ₱16,500 – ₱44,000 |
| Pacifico Beach | A quieter beach area with upscale resorts. Limited rentals are available. | $500 – $1,000 | ₱27,500 – ₱55,000 |
| Santa Monica | Peaceful surf community with a nice beach and some restaurants. Mostly private home rentals. | $400 – $700 | ₱22,000 – ₱38,500 |
| Pilar | Rural inland area with basic accommodation. Gives a local Philippine experience. | $200 – $400 | ₱11,000 – ₱22,000 |
| San Isidro | Secluded northern beaches with luxury resorts. Few private home rentals available. | $800 – $1,500 | ₱44,000 – ₱82,500 |
| Siargao Islands | Smaller nearby islands with very limited rentals. Offers remote island living. | $300 – $600 | ₱16,500 – ₱33,000 |
Health Insurance While Living in Siargao Philippines
Having comprehensive travel insurance is highly recommended when visiting Siargao Philippines to protect against any unexpected incidents. SafetyWing is an excellent option tailored to global travelers and digital nomads.
Why Choose SafetyWing?
SafetyWing makes travel insurance easy and affordable at just $45 – $250/month. Here are some key reasons to consider it:
- Global coverage including exotic destinations
- Flexible policies fit nomadic lifestyles
- Easy sign-up and claims from phone/computer
- Covers medical, evacuations, disruptions, baggage, etc.
- 24/7 customer support anywhere
- Customizable coverage amounts and add-ons
Other Travel Insurance Options
While SafetyWing is a top choice, companies like WorldNomads, Cigna Global, and IMG also offer comprehensive travel insurance for Siargao Philippines. Typical policies range from $45 – $500 for 2 weeks to a month of coverage. Compare coverage and premium costs.
Some key considerations for finding a good insurance policy:
- Emergency medical and evacuation
- Trip cancellation/interruption
- Lost/delayed baggage
- Adventure sports coverage
- Altitude sickness coverage
- 24/7 emergency assistance
Philippines Insurance Cost Estimates
| Insurance Plan | Trip Duration | Estimated Cost |
|---|---|---|
| SafetyWing | 1 month | $45 – $250 |
| WorldNomads | 2 weeks | $100-$200 |
| Cigna Global | 1 month | $150-$300 |
| IMG | 2 weeks | $150-$250 |
Living in Siargao for Expats
Overview: Siargao is a remote tropical island in the Philippines famous for its world-class surfing. It attracts expats who want an idyllic beach lifestyle away from crowds. The cost of living is moderate if you go for limited amenities and pick the neighborhood to live in wisely.
Cost of Living
- Expats can expect a monthly budget between $1,100 – $2,500
- Basic utilities cost around $100 – $200 per month
- Groceries are around $400 – $500 for one or two people
- Eating out costs $5 – $10 per meal at local restaurants
Housing
- Rent for nice 1-2 bedroom apartments averages $400 – $600 per month
- Upscale 3-4 bedroom serviced apartments or houses cost $800 – $1500 per month
- Short-term accommodations are $500 – $800 per month
Healthcare and Hospitals
- There are very good internationally accredited hospitals in Cebu City
- Public healthcare is relatively affordable
- Private healthcare and insurance run $100 – $300 per month
- Consider travel insurance like Safetywing or World Nomads with plans starting at just $45 per month.
Lifestyle, Culture, and Recreation
- Great dining scene with food from around the world
- Surfing, island hopping, hiking, paddle boarding, and more
- Remote island paradise setting
Cost of Living in Siargao
- Groceries for Family of 4
- Around $520 – $680 for basics plus some imported items
- Dining Out
- The average meal cost is $5 – $10 per person at inexpensive restaurants
- Can dine out affordably 2-3 times per month
Transportation in Siargao
- Public Transit
- Local buses cost $0.50 – $1.50 or ₱27 – ₱82 per 5km
- Boats are $5 – $15 or ₱275 – ₱825 per ride
- Habal-habal (motorcycle taxis) cost $1 – $3 or ₱55 – ₱165 per 5km
- Taxis
- Regular taxis start at $4 – $8 or ₱220 – ₱440 per 5km
- Very limited taxi options
- Owning a Vehicle:
- Cars and gas are more expensive but provide flexibility
- Prepare for rough roads and limited parking
- Small cars can cost $15,000+
- Gas is $1.50 per liter
Pros and Cons of Living in Siargao
Pros: Tropical island paradise, surfing, slower pace, natural beauty
Cons: Limited healthcare, higher costs, lack of amenities, poor infrastructure
Best Neighborhoods in Siargao for Families, Singles, Retirees
Tailored recommendations for different lifestyles, catering to families, singles, and retirees.
| Best Neighborhoods in Siargao by Group | Best Places in Siargao Philippines |
|---|---|
| Families | General Luna, Pacifico Beach |
| Singles | General Luna |
| Retirees | San Isidro, Santa Monica |
Additional Tips:
- For families, General Luna and Pacifico Beach offer kid-friendly resorts, restaurants, and amenities within close reach. The beaches are great for children.
- Single expats will enjoy the vibrant social scene in General Luna, with restaurants, bars, and popular surf spots to meet other travelers.
- Retirees prefer more secluded areas like San Isidro for its serene setting or Santa Monica for the laidback surf community. These areas still have dining options but avoid crowds.
- Pilar offers an immersive local Philippine experience good for any frugal retirees or younger teachers.
- The outer islands are very remote but can appeal to those looking for an off-the-grid paradise.
Tips on Moving Banking and Finding Housing in Siargao Philippines
Tips on finding accommodations, navigating the housing market, and making the most of your budget:
| Category | Tips for Expats | Resources |
|---|---|---|
| Finding Housing | – Look on Facebook groups – Contact resorts/hotels – Hire a broker to help search | MyProperty.ph Lamudi Philippines Airbnb |
| Shipping Belongings | – Use air freight for essentials – Sea freight for bulkier items – Get quotes from various shippers | |
| Banking and Money Transfers | – Open a Philippine bank account – Use Wise for international transfers | Wise |
| Visas | – Tourist visas up to 36 months – SRRV retirement visa – Work visas available | Bureau of Immigration Philippine Retirement Authority |
Here is a list of local apartment rental websites, Government resources for Visas, Facebook Groups, Tourism Boards, and more to help you with your potential move here
Expat Facebook Groups:
Philippines Tourism Board:
Philippines Data Sites:
Ministry of Culture and the Arts:
Embassy of Siargao Philippines:
Government of Philippines:
Philippines Local Rental Websites:
- MyProperty
- Lamudi
- Airbnb
- Hostelworld
- For exchanging money use Wise Which is the best option if you are a digital nomad and Expat. a cheaper option to send and receive money internationally rather than exchanging money through other platforms like Paypal, Payoneer costs a lot of money for exchange fees and rates
- Booking Flights: To Find insane flight deals, search on Google Flights, and Skyscanner and choose the monthly option to find the best day to fly.
Conclusion on the neighborhoods to Live In Siargao Philippines
Siargao offers an appealing island lifestyle for expats in the Philippines. For those seeking the best of this island paradise, General Luna stands out as the top area to live.
Its vibrant mix of restaurants, nightlife, resorts, and proximity to famous breaks like Cloud 9 makes it the center of tourism and expat life.
Just north, Pacifico Beach provides a more upscale and secluded beach residential experience, while still accessible to General Luna’s conveniences.
Santa Monica and San Isidro offer alternative beach communities that are perfect for those looking for more relaxation away from crowds. Pilar gives an authentic look at rural Philippine culture and provides a lower cost of living.
Ultimately, Siargao provides the ideal peaceful island setting with world-class amenities like surfing, dining, and outdoor adventures. Choosing the right neighborhood or town comes down to your lifestyle preferences and budget.
But no matter where you settle in Siargao, the warm community of locals and expats will make you feel at home in this tropical island paradise.
Related Articles to Siargao Philippines:
- 21 BEST CITIES To Live In The Philippines [2024]
- 5 BEST NEIGHBORHOODS To Live In Boracay Philippines 2024
- 9 BEST NEIGHBORHOODS To Live In Cebu Philippines 2024
- 5 BEST NEIGHBORHOODS To Live In El Nido Philippines 2024
- 5 BEST NEIGHBORHOODS To Live In Palawan Philippines 2024
- COST Of Living In Davao City Philippines 2024 [Travel Guide]
- COST Of Living In Bohol Philippines 2024 [TRAVEL GUIDE]
- COST Of Living In Siargao Philippines 2024 [Budget Guide]
- COST Of Living In Coron Palawan Philippines 2024 [Budget Guide]
- COST Of Living In El Nido Palawan Philippines 2024 [Budget Guide]
- COST Of Living In Boracay Philippines 2024 [Travel Guide]
- COST Of Living In Cebu Philippines 2024 [Budget Guide]
- COST Of Living In Manila Philippines 2024 [Budget Guide]
- MONTHLY Cost Of Living In the Philippines 2024 (Budget Tips)
- COST OF A TRIP To Manila Philippines 2024 [Manila Trip Cost]
- COST OF A TRIP To Boracay Philippines 2024 [Trip Cost]
- COST OF A TRIP To Coron Palawan Philippines 2024 [Trip Cost]
- COST OF A TRIP To El Nido Philippines 2024 [Trip Cost]
- COST OF A TRIP To Siargao Philippines 2024 [Trip Cost]
If you want to keep up with our travels, go ahead and follow us on our travel page on Instagram @onelifepassport! Comment below what else you would like to know/see about our experiences traveling the world! Also, check out our YouTube Channel!
Check out our recent blog posts:
Co Owner of One Life Passport, Subject Matter Expert about Travel and Digital Nomadism, Travel Expert for 7 Years and Travel Youtuber with my Boyfriend Austin at One Life Passport on YouTube. About The Author: Digital Nomad and travel expert of over 7+ Years And Co-Owner Of onelifepassport.com with my Boyfriend Austin, Youtuber, Blogger, Writer and Content Creator traveling the world and creating content.
Our Social Media:
- Youtube
- One Life Passport LinkedIn
- Authors LinkedIn
- Follow Our Google News Publication
- Follow us on Flipboard